Real Estate Buyers

Buying a home in Kitchener, ON & surrounding areas doesn't have to be stressful. Vlad Despotovic, a real estate agent in Kitchener, Ontario, can help you with the entire homebuying process. Contact him for more details.

Buying a House

What Do You Want? Begin by listing your needs: - Living requirements (i.e. how many bedrooms); - Family size; - What you’re bringing with you from your old house
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Why do you want to move?

To make the best remodel or move decision, it is important to understand all the reasons that you have to remodel and all the reasons that you have to move.
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The cost of home buyer

Purchasing a home involves one-time costs and monthly expenses. The largest one-time cost is the down payment. It usually represents between 5-20% of the total price of the propert
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Tips for choosing a realtor

Many of the same questions, hesitations and strategies connected with seeking out professional assistance in any field — whether you’re looking for a doctor, lawyer or accountant
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Save your money everyday

The weather has been a little unseasonable lately, but fortunately it won’t last forever. Here is a list of inexpensive things that you can do to save money and be more energy efficient at home
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Helpful Moving Tips

Book the movers. You can choose to have the movers pack everything, or just the breakables, or you can pack yourself. It’s a good idea to obtain estimates from several different companies.
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What is a mortgage?

A mortgage is a loan that uses a property as security to ensure that the debt is repaid. The borrower is referred to as the mortgagor, the lender as the mortgagee.
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Mortgage Glossary

Additional interest: The amount sometimes charged by the bank when you prepay principal or renegotiate the terms of your mortgage.
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Types of Mortgages

While a mortgage is fundamentally a loan that is secured against your home, there are many variations to the type of mortgage that can be used for various needs.
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Renting VS Buying, Which is better?

Everyone needs a room to live. In most people’s case they end up having to pay either Rent for this roof or a Mortgage payment, unless of course you have a rich family that can offer you FREE
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Why do I need home inspection?

A home inspection prior to purchasing a home or condominium can bring peace of mind when you sign the sales contract. Knowing what to expect both inside and out will help you make an informed decision
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Glossary of terms

These are some of the words or terms used in a real estate transaction in Canada. Amortization period: The actual number of years it will take to pay back your mortgage loan.
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Selecting and working with a Realtor

Buying or selling a home in today’s market requires a lot of work and a lot of knowledge about sales and real estate. It’s one of the largest purchases or biggest business transactions many of us will
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The elements of an offer

Price Depending on the local market conditions, your opinion of value and market information provided by your Real Estate Professional
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Understanding market conditions

The real estate market is always changing, and it helps to understand how market conditions can affect your position as a buyer.
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Choosing a Mortgage Term

Before you look at the issue of term specifically, there are things you should consider: When you’re looking at term and interest rates
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Mortgage application tips

If the payments are about the same, you will be further ahead financially by making payments on a mortgaged home rather than paying rent on a house or apartment.
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Mortgage application steps

The loan and mortgage process is a stressful and sometimes frustrating process. The idea is to make the entire process go as smoothly as possible.
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We sell an impressive range of residential & commercial real estate properties across Kitchener, Waterloo, Cambridge, Guelph, Elora, Ariss & surrounding areas.